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Tag Archives: budget
Christmas on a Budget
Christmas tends to sneak up on me every year. It’s a shame that it can’t be on the same day every year so I could plan for it….oh wait….lol. This is the first year in a long time that I … Continue reading
Tightening the Budget
Been a rough couple of months and there’s some busy weeks coming up. I had a friend reach out to me last week because he’d seen me out and was worried about how stressed I was. This is a good … Continue reading
Sometimes Frugal/Sometimes Not
Frugal living is a lifestyle I’ve lived for quite awhile now. It was a necessity after Rick died and I had to adjust to living without that second income. Over the years, the kids have grown up and become financially … Continue reading
A Frugal Christmas
It’s that time of year again. Christmas is 5 weeks from today. Everyone have their Christmas shopping done? Yeah, me neither. I have one gift purchased…well, actually two gifts, I guess, since I added my parents on to my Netflix … Continue reading
Cruising Along
One thing I wanted to prioritize in this second chapter of my life was to travel more. Cruise number 2 is officially on the books for the end of January 2024. It’s an early 50th birthday trip for myself. This … Continue reading
Budget Lockdown
You ever feel like as soon as you make a great plan that the Universe laughs at you and says, Oh no you don’t… Three months ago I had to buy a new car. Three weeks ago I paid … Continue reading
Sinking Funds vs Emergency Fund
This used to be my favorite time of year because I was preparing to get a large tax refund. Now that my kids are grown, it’s not so fun because those big refunds are gone. This year I there’s a … Continue reading
Substitution Not Elimination
Do you know why most people are resistant to budgets? They think budgets are going to restrict them from everything fun in their life. That’s not the idea behind a budget. A budget, call it a spending plan if that … Continue reading
Why Is She Writing a Personal Finance Blog??
I know that’s what you’re thinking!! And it’s okay…it’s a legit question. I do have an accounting degree but I am not a finance professional or offering financial advice in any professional capacity. (That’s my disclaimer in case you missed … Continue reading
Posted in Life 2.0, Money
Tagged budget, credit card debt, financial mistakes, personal finance
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Listen Up Graduates!
It’s that time of year… graduation announcements are probably flooding your mailbox like they are mine. I have one son about to embark on his senior year of college and another starting his junior year. It’s hard to believe in … Continue reading