Tag Archives: budget
Sinking Funds vs Emergency Fund
This used to be my favorite time of year because I was preparing to get a large tax refund. Now that my kids are grown, it’s not so fun because those big refunds are gone. This year I there’s a … Continue reading
Substitution Not Elimination
Do you know why most people are resistant to budgets? They think budgets are going to restrict them from everything fun in their life. That’s not the idea behind a budget. A budget, call it a spending plan if that … Continue reading
Why Is She Writing a Personal Finance Blog??
I know that’s what you’re thinking!! And it’s okay…it’s a legit question. I do have an accounting degree but I am not a finance professional or offering financial advice in any professional capacity. (That’s my disclaimer in case you missed … Continue reading
Listen Up Graduates!
It’s that time of year… graduation announcements are probably flooding your mailbox like they are mine. I have one son about to embark on his senior year of college and another starting his junior year. It’s hard to believe in … Continue reading
6 Things You’ve Probably Forgotten In Your Budget
So you’ve finally got your budget set up because you’re tired of me harping on you about it. Great Job!! That’s a fantastic first step to getting your finances on track. Of course it’s easy to remember to budget in … Continue reading
Emergency Fund aka Life Has Happened Again Account
My last blog post told how I nearly had a stroke after preparing my 2018 taxes. I originally thought I owed nearly a thousand dollars to the government. This was obviously very unsettling since I don’t have a thousand dollars sitting … Continue reading
Taxes, Emergency funds, and Losing My Sh**
My Blog, My Rules I have very few rules relating to my blog. Basically be respectful and no comments about religion and politics because I believe everyone has a right to their own beliefs and decisions regarding those hot … Continue reading
