As promised, here’s everything I’m going to accomplish this month. Help keep me accountable please!! I’m not sure who said this first but it’s one of my favorite quotes:
Don’t think about what can happen in a month. Don’t think about what can happen in a year. Just focus on the 24 hours in front of you and do what you can to get closer to where you want to be. Continue reading
Okay, you all know I’m a big planner and if you’ve been following my little blog for any time at all then you know I used to always (okay, maybe always is a strong word but mostly) posted my monthly goals at the beginning of each month. I posted my annual New Year’s resolutions this year but I haven’t actually posted my monthly goals since last December. I’d made a decision in March of this year to take my blog and writing more seriously and I think either consciously or sub-consciously I thought I should stop with the monthly goal posts since no one was going to be interested in those.
Well, you may still not be interested, and if so, feel free to skip that day’s post (don’t worry…thousands of people skip ALL my posts so I won’t be offended) but I’m going to start the monthly goals back up starting in September. I’ve discovered I’m the type of person that needs accountability to push myself to achieve my goals and dreams. So today I’m going to go over 5 tips I have for setting goals. Continue reading
This post was originally published in February 2017 but I felt it is worth a reprint.
Okay, so I will admit that I am a bit of a numbers geek. I love playing around with numbers and creating my budget each month. Creating a budget gives me a sense of security so I’m truly baffled that the word Budget strikes fear in so many people. Don’t you want to have a plan for your money?
So here’s some theories I have on why you don’t have or want a budget:
Maybe you have so much money you don’t need a budget because you’re free to spend whatever you want worry-free. In that case, I’m not sure why you’re bothering to read my little money blog, unless of course it’s just to have your weekly dose of Holly-ness.
Or maybe the more likely scenario is that you don’t have enough money and you think a budget isn’t for you. DUH!! I’m right there with you in the not enough money scenario and that’s exactly why I know it’s so important to have a monthly budget because you don’t want to be running out of money on day 22 of a thirty-day month.
Maybe you just think it’s too complicated and you’re not a numbers geek like me so you don’t even know where to start. Wow, this is your lucky day because guess what?? It’s not complicated and I’m going to tell you how to do it. My kid is taking calculus, that’s complicated. Geometry…that’s crazy complicated, all those stupid shapes. Setting up an easy budget is not complicated if you know how to add and subtract. You can even use a calculator or a spreadsheet…that’s not cheating, I promise.
I was busy pondering some ideas for a new blog post this week and my son suggested that I write about all the apps I use to save and make money so I have to give credit for this post to my son Nick. The following are 7 different methods I use to either save a little money or earn a little money. Obviously the best way to save money while shopping is to not shop but unless you’re totally living off the grid, we all have purchases to make. None of these ideas are going to get you rich but every little bit saved or earned is helpful when you’re busy watching your budget. Continue reading
I’ve decided I need about 5 extra hours in the day! The older I get the more I think I have adult ADD. I have so much that I need and want to do in life and I’m at that stage where I am completely overwhelmed and finding myself barely treading water at getting anything done because I am trying to do it all. Continue reading
Okay, apparently I am a really bad mom. My boys are 19 and 21 and I probably haven’t made them Easter baskets for a good 8 years or so. Conversations with two different friends who have kids my age and older revealed this is apparently a parenting fail because they still make baskets for their kids. Sigh….Okay this year, I decided, I am going all out and I was going to make each of them an awesome Easter basket.
I grabbed a package of yellow Peeps when I was at Target for Nick last Tuesday. I wasn’t thrilled with their overpriced, kiddish basket selections though so I decided I would get them each some type of manly-looking container they could use for storage afterwards and fill those up with some junk…I mean Easter goodies…Friday night after I got off work. Continue reading