Author Archives: Holly

Separate or Joint Finances?

I started this blog years ago as mostly an accountability journal for myself.  Writing has been a therapeutic outlet for me for as long as I can remember. I’ve always loved reading blogs so I thought I’d try my hand … Continue reading

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2020 and the Second Half

So we’re way into the second half of 2020. Let’s be serious, did ANYONE forecast what a crazy, crazy year this would be? The Covid-19 pandemic, killer hornets, Australia burned, protests all over the country….I’ll stop here because that’s enough … Continue reading

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4 Steps to Beat Frugal Fatigue

  I had a little bit of a melt-down this weekend. It happens to the best of us I guess. Life has been a little crazy lately. Covid-19 issues, another expensive year with unexpected expenses, family issues beyond my control, … Continue reading

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It’s Official-I’m An Empty Nester

Michael officially graduated from college May 9th. Unfortunately there was no fan fare or ceremony at this point due to Covid. His official ceremony was postponed and will be held in December (hopefully). A week later he moved into an … Continue reading

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Holly’s Favorites

Today I’m borrowing an idea from one of my favorite bloggers, Andrea Dekker, and sharing a few of my favorite things. The items below are things I use all the time and make my life so much easier/happier. It’s an … Continue reading

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Stimulus Checks: What Can You Do With It?

Well, for most of us, things have been a bit crazy over the last couple months. I think it’s safe to say that Covid-19 has changed life as we know it for all of us in some way or another. … Continue reading

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Social Distancing Activities

Update-Pandemic Craziness So it’s been one month since my state (Kentucky) confirmed their first Corona-virus case. Now we’re up to approximately 831 confirmed cases and at least 37 deaths. Colleges have shut down the campuses and switched to online classes … Continue reading

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When the World Seems Like It’s Collapsing

Wow, this week has been crazy. Unlike anything I’ve seen in my 46 years. Confession time…when talk of the Coronavirus started up about a month ago, I did not take it too seriously. In all honesty, I should have, because … Continue reading

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How To Cut The Cord And Still Watch Your Favorite Shows

Less than 5 years ago, about the time my oldest son was getting ready to graduate from high school, I took a hard look at our finances. Once Michael graduated from high school, the Social Security payments we’d received since … Continue reading

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Substitution Not Elimination

Do you know why most people are resistant to budgets? They think budgets are going to restrict them from everything fun in their life. That’s not the idea behind a budget. A budget, call it a spending plan if that … Continue reading

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