Author Archives: Holly

Substitution Not Elimination

Do you know why most people are resistant to budgets? They think budgets are going to restrict them from everything fun in their life. That’s not the idea behind a budget. A budget, call it a spending plan if that … Continue reading

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Living Intentionally

Life is tough sometimes. Money gets tight, you worry about your kids, your parents, your friends, your job, the state of the world… Yeah, I’m a worrier. I always have been and I always will be. When I feel life … Continue reading

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Lottery Dreaming

I’ve done one or two posts on the lottery before. It’s a little guilty pleasure of mine. I live frugally; I don’t smoke, rarely drink, and I don’t have a shoe or handbag fetish like so many women. So throwing … Continue reading

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Living Your Ideal Life

I guess I’m still in that Hey, it’s January, let’s change our whole life for the better rush that I get every year. That’s just me, I can’t help it. And honestly, I’m always looking for ways to improve myself/my … Continue reading

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Stop the Bleeding!

Stop the bleeding! This is a favorite expression of mine. In years past, when my boys were younger and wilder, I used it often. One kid in particular loved to bang himself up, enough so that our favorite immediate care … Continue reading

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New Year-New Goals!

2020 is officially here!! January is my favorite time of year (well, except the part where I’m always flat broke from overspending at Christmas). I absolutely LOVE the idea of a brand new year full of opportunities. Do you have … Continue reading

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2020 is almost here!

Holy Cow! How is it almost 2020?? It feels like we should be riding around on spaceships or something…of course, there is such a thing as self-driving cars so maybe we’re not that far off. This year has flown by. … Continue reading

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No-show November

I know, I know, I’m sure my 13 loyal readers were probably very worried about me in November. Don’t worry, I’m back and motivated to get busy working on this blog and a product I’ve got in development. So where … Continue reading

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Why Is She Writing a Personal Finance Blog??

I know that’s what you’re thinking!! And it’s okay…it’s a legit question. I do have an accounting degree but I am not a finance professional or offering financial advice in any professional capacity. (That’s my disclaimer in case you missed … Continue reading

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Take It or Leave It and Advice I Agree With

  There are a lot of personal finance experts out there. Some are popular and some are not. I’m a definite money nerd, I love to read anything regarding personal finance. As with most things in life though I rarely … Continue reading

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