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Do you ever think about habits? A habit is basically something that you do often or regularly enough that you can often do it without thinking. Your morning routine is a good example, most of us probably perform the same or at least a similar list of activities each morning. My list includes showering, brushing my teeth, scooping the litter box and grabbing my large Diet coke from Dairy Queen on the way to the office. Okay, Dairy Queen isn’t really on the way to the office but it’s the route I take, lol.
Habits can be good or bad. Lately I’ve noticed that I have developed some really bad habits. I’ve been working way too many hours, which leads to me being starved by the time I leave the office so I either grab some fast food on the way home (expensive and bad for me) or eat a frozen pizza or bowl of cereal when I get home. It gets worse…then I veg out in front of the tv until midnight before finally heading to bed to do it all over again the next day. Here’s the result of these bad habits: I’m busting the budget eating out, I’ve gained 25 lbs, my writing goals have gone by the wayside, and I’m burnt out at my job. Continue reading
Posted in Life 2.0
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Personal finance is a simple subject and a complicated one. Obviously there are some basics that everyone should try to apply in their financial lives. Create a budget so you know where your money is going, live within your means, have an emergency fund, and saving for the future are just a few that immediately come to mind.
I love to talk about budgets because I firmly believe that everyone needs one. Some people are resistant to the idea of a budget because they think of it as something that stops them from spending on things they want. That’s the wrong way to look at a budget though. A budget is a good way to manage your finances so that you have money to direct towards the things important in your life. Continue reading
I DON’T LIKE CHANGE
If you even remotely know me, you know this fact about me. I am a creature of habit and like to plan everything. I am the master of the list. This year I bought 3 wall calendars, my son bought me a planner for Christmas, and I bought two more for myself. I go to Dairy Queen first thing every morning for my large diet coke.
We were talking about change just today at my book club. Our book club has been in existence for 12 years now. Some of us are original members, some have dropped out, and some have joined over the years. One of our long-standing members is moving out of state though so I was teasing her and asking if we were just going to have her join in via Zoom from her new home now. Someone jokingly said, you know Holly doesn’t like change.
My current job came about when a friend called me one day and said, I know you don’t like change but listen to this opportunity you might be interested in…
As I said earlier….it’s not a secret that I’m not a fan of change. Continue reading
Have you ever fallen into the comparison trap? That’s when you’re going along in life and then you see someone else with something you really want or doing something that you really want to do and suddenly you’re frustrated with yourself or your life. I love me some social media at times (mostly to keep up with family and friends and posting ridiculous amounts of pictures of my boys to drive them crazy) but I do realize that it can trigger some definite comparison envy. Continue reading
So you’re all grown up and ready to move out to your first grown up place! Maybe you’ve just graduated college (or not). Maybe you just don’t want to live in the gross dorms anymore so you found an apartment with friends. Maybe you’re fortunate enough to have even bought your first place…congrats! Regardless of the circumstances, this is exciting and probably (understandably) a little nerve-wracking. Here are a few tips I have for you to help you prepare for this next adventure. These tips are primarily for someone getting ready to move into a rental. Continue reading
It’s a new year and time for a new list of some of my favorite things. I didn’t realize it until I listed a few of my options but all of these fall under a comfort/self-care theme. Winter is a natural time to focus on cozy so I think this is appropriate.
Favorite Coffee Mugs
There’s nothing better than a nice mug of hot tea or a Chai tea latte, especially on cold winter nights. Actually there is something better than that, it’s having your favorite drink in a favorite mug. These are my current favorites.
The start of a new year is always a good time to reflect and reset things. We’ve just wrapped up one hot mess of a year. Unfortunately the first week, at least in the US, has also been a bit of a dumpster fire. Always the optimist, I’m hopeful it settles down soon though. And let’s go ahead and get this disclaimer out of the way…no political comments on my blog or they will be deleted…don’t care what side of the fence you’re on. This blog is about positivity and progress.
So…now that we got that little bit of housekeeping out of the way. What am I reflecting on and resetting for January? Continue reading
I have never been so excited about a brand new year. That’s an impressive statement from me because New Year’s Eve/Day is my favorite time of year. 2020 was rough for so many reasons, including some health issues, lost loved ones, and financial struggles.
I’m optimistic that 2021 is going to be a better year. Some big things on the personal front for us is that Michael is moving to Indiana for a new job opportunity and Nick is set to graduate from WKU in May. Work will hopefully slow down a bit if I can make it through my crazy busy January and I will be able to devote some serious time to my goals. So here’s what I plan to accomplish in 2021… Continue reading
Almost a year ago I posted that 2020 was almost here. I was excited then. I’m going to make a wild assumption that none of us were prepared for the hot mess that 2020 became.
2020 was rough on us. It disrupted my work schedule for awhile and I’m still not caught back up. Nick was laid off from his job. Michael’s college graduation ceremony was postponed and then cancelled. We still can’t eat inside some of our favorite restaurants. You have to wear a mask inside every store and we’re restricted on visiting friends and family like we used to.
Here’s the good news.
The financial impact to our immediate family was minimal. None of my close friends or family have gotten sick with this horrible virus either. I’m extremely grateful for both of these things and they definitely put the other minor inconveniences into perspective. My heart aches for everyone who has lost someone to this illness or lost their jobs/businesses as a result of shut-downs.
I think we’re all ready for 2020 to end and praying that 2021 is a little kinder/gentler on us. So in the midst of all this chaos, how do you think I fared with my 2020 Resolutions? Yep, my resolutions went as well as the rest of 2020. Let’s do a quick breakdown, shall we? Continue reading
So, like most people, I’ve spent a lot more time at home in the last 8 months than I usually do. I bet I’m not the only one that’s looked around my house and thought, I’m really tired of all this dark furniture and I could really use a new comforter and why on earth did I ever get rid of my beloved Papasan chair from my teenage years?? And wouldn’t it be really nice if I could just win even a smaller Powerball prize so that I could get rid of the horrible 1970’s goldenrod yellow terrible bathroom tile? Continue reading