This post was originally published in February 2017 but I felt it is worth a reprint.
Okay, so I will admit that I am a bit of a numbers geek. I love playing around with numbers and creating my budget each month. Creating a budget gives me a sense of security so I’m truly baffled that the word Budget strikes fear in so many people. Don’t you want to have a plan for your money?
So here’s some theories I have on why you don’t have or want a budget:
Maybe you have so much money you don’t need a budget because you’re free to spend whatever you want worry-free. In that case, I’m not sure why you’re bothering to read my little money blog, unless of course it’s just to have your weekly dose of Holly-ness.
Or maybe the more likely scenario is that you don’t have enough money and you think a budget isn’t for you. DUH!! I’m right there with you in the not enough money scenario and that’s exactly why I know it’s so important to have a monthly budget because you don’t want to be running out of money on day 22 of a thirty-day month.
Maybe you just think it’s too complicated and you’re not a numbers geek like me so you don’t even know where to start. Wow, this is your lucky day because guess what?? It’s not complicated and I’m going to tell you how to do it. My kid is taking calculus, that’s complicated. Geometry…that’s crazy complicated, all those stupid shapes. Setting up an easy budget is not complicated if you know how to add and subtract. You can even use a calculator or a spreadsheet…that’s not cheating, I promise.
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